Americans in their 90s fall in the Federal Reserve's 75-plus group, averaging about $1.96 million in net worth — assets minus debts — in 2025, per Associated Press report. The typical household there held $504,900 at the median in 2025, per Investopedia analysis. The Federal Reserve has no separate 90s table; its survey groups all households 75 and older by reference-person age (Federal Reserve chart). Federal Reserve figures cover families, not individuals, so a 90-year-old's household wealth may reflect a spouse's age and assets.
Table of Contents
- Why 90s wealth uses the 75-plus group
- What average and median show about typical wealth
- How the oldest group compares
- What counts in that net worth number
Why 90s wealth uses the 75-plus group
The oldest Survey of Consumer Finances bucket starts at 75 and has no upper limit. A household enters that group when the reference person — often the main earner or owner — is 75 or older. That method mixes 75-year-olds, 85-year-olds, and 90-somethings in one average.
For people in their 90s, this 75-plus average is the public benchmark to use. A 90-year-old in a household headed by a younger spouse can fall in a younger bucket. A household headed by a 90-year-old stays in the oldest bucket even when younger relatives live there.
What average and median show about typical wealth
The Associated Press notes the $1.96 million average is a mean, pulled up by very wealthy families. The $504,900 median better describes a typical older household because half hold more and half hold less.
On a celebrity wealth site, that gap matters: stars sit far above the middle. Investopedia and Associated Press reporting show both figures rose after inflation, with the median up 37% from 2022 and the mean up about 10%. The Associated Press puts the older group's 2022 median at about $367,000 in 2022 dollars, so the 2022-2025 gain was large in real terms.
How the oldest group compares
Investopedia reporting Federal Reserve data ranks households 75 and older as the wealthiest age group. The Federal Reserve puts national median wealth at $215,900 and mean wealth at $1.24 million in 2025 (Federal Reserve release).
That gap shows age and time to save matter: the oldest median is more than twice the national median. It also frames celebrity fortunes: even a modest star portfolio can dwarf both middles. Use the national middle to judge all adults, and the 75-plus middle to judge 90-somethings.
What counts in that net worth number
The Federal Reserve counts total assets minus all debts, measured per family rather than per person. A couple in their 90s shares one figure; an adult child living elsewhere does not share it. Think of the total in two parts.
The balance shifts with housing, markets, and borrowing. Debt can sharply lower the figure even when assets look large. Compare a 90-something public figure's listed fortune with the $504,900 median for a clear sense of distance from typical older households.
- Homes, retirement accounts, stocks, businesses and vehicles add value.
- Mortgages and all other debts subtract value.